The San Francisco Office of Financial Empowerment was created to help lower-income San Franciscans become financially empowered San Franciscans. Empowered people create businesses, keep stable families, get involved in communities, and build the tax base. Each time a cycle of financial insecurity is broken, a cycle of growth begins, and every San Franciscan benefits.

To help make this vision a reality, the Office has created several first-of-their-kind programs to help lower-income people get access to financial education and counseling, low-cost checking and savings accounts, college savings accounts, electronic pay solutions, responsible payday loans and more.